POVZETEK

Zagotavljanje finančnih virov za uspešno realizacijo neke nove poslovne ideje je ena težjih nalog podjetnika za nemoteno poslovanje in rast podjetja. Podjetja se soočajo s tremi različnimi področji financiranja: financiranje nastanka oz. zagona novega  podjetja, financiranje tekočega poslovanja (za potrebna obratna sredstva) in  financiranje razširitve (rasti) poslovanja (nove investicije, nove poslovne ideje). Kako izbrati oziroma najti najustreznejši način financiranja, je vprašanje, s katerim se podjetja srečujejo v vseh fazah razvoja podjetja, od ustanovitve naprej. Predvsem se morajo odločiti med financiranjem z lastnimi viri ali pa z denarjem, pridobljenim iz raznih zunanjih virov. Najpogosteje se odločajo za pridobitev dodatnih finančnih virov v bankah, ki so tradicionalni vir zunanjih virov in predstavljajo najpomembnejši vir financiranja podjetij. Gre seveda za vprašanje kdaj, kje in od koga pridobiti ustrezna finančna sredstva. Najustreznejši način prikaza nove poslovne dejavnosti podjetja ali nove poslovne ideje za pridobitev finančnih sredstev iz zunanjih virov je za podjetje s pomočjo izdelave poslovnega načrta. V tem članku navajamo bistvene sestavine in značilnosti priprave dobrega poslovnega načrta.
    
Ključne besede: poslovna ideja, finančni viri, poslovni načrt
    
ABSTRACT
    
Providing financial resources for the successful realization of a new business idea is one of the most difficult tasks of an entrepreneur for the operation and growth of the company. Companies face three different areas of financing: financing the creation or start-up of a new company, financing of current operations (for necessary working capital) and financing of expansion (growth) of operations (new investments, new business ideas). How to choose or find the most appropriate method of financing is a question that companies face at all stages of company development, from the establishment onwards. Above all, they have to decide between financing with their own resources or with money obtained from various external sources. Most often, they decide to obtain additional financial resources from banks, which are a traditional source of external resources and represent the most important source of corporate financing. It is, of course, a question of when, where and from whom to obtain adequate funding. The most appropriate way to show a new business activity of a company or a new business idea to obtain financial resources from external sources is for the company by creating a business plan. In this article, we list the essential ingredients and characteristics of preparing a good business plan.

Key words: business idea, sources of funding, Business Plan